You have just adopted or bought your dog and you want to cover it. Today, dog insurance is more of a necessity than a luxury, especially if you have opted for a brittle health breed. There are several types of insurance with various covers. Of course, this has a certain cost and it is better to inquire in advance. The diversity of rates can dissuade you, but with hindsight, you will find the insurance that suits you best.
The elements to take into account
Dog insurance is a way to protect your pet if his health is at risk. Fees charged by the many organizations that support this type of insurance vary widely. But in general, there are criteria taken into account.
There are several levels of warranties that range from the basic warranty, middle warranty and comfort warranty. To know how to choose the right level of guarantee for the insurance of your dog implies, the taking into account of its sanitary needs and that is why there are the options.
These are isolated formulas that allow you to complete the basic guarantees of your dog’s insurance, including:
- Etc …
In sum, the final cost of your dog’s insurance will depend on your preferences. The more guarantees and options, the greater the coverage and the impact on premiums.
Here is a guide to choosing a dog mutual
What budget for dog insurance?
In terms of budget, it is essential to know that the insurance of a dog is generally higher than that of a cat. But the range of guarantees offered is suitable for all kinds of budgets. If you have processionary caterpillars nearby like us, especially not skimp on the guarantee level.
Currently, the lowest cost for dog insurance contributions is $10 each month. Depending on the height of the guarantees, this cost can change up to $70 per month.
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If you find this too high, you should perhaps take stock of what you cost for your periodic visits to the veterinarian. You will realize that the cost of insurance for your dog is very quickly profitable and it is an additional reason to ensure your dog. $30 on average is the average cost of a visit to the veterinarian and it can be up to $50 according to the practitioners or the region. $300 is what costs you a simple sterilization.
What should motivate you more is a comparison between what the contribution costs you and what an operation costs you. Indeed, operating a dysplasia of the hip of a dog costs on average $1000.
The breed of your dog should be for you one more reason not to be discouraged:
- If you own a German dog, for example, the fragility of the health of this breed is a determining factor.
- If your dog is rather a Chihuahua or a Maltese, their smallness can reserve them to some worries
- If your dog is more like a basset griffin, the recalcitrant hairs of this breed of dog should prompt you.